I just called GHI to find out about the status of the procedure I am waiting approval on. They, of course, don't handle it and put me through to Care Core, the company that does handle it. Care Core callously tells me that my claim has been rejected. "So you are just going to wait for me to get sick and die?" is what I said to the claim representative. She then answered that my doctor is at fault. They requested additional information that my doctor never sent. I know my doctor well. This was not the truth, but I called my doctor to check anyways. The receptionist said "They lie! GHI is the worst. They reject these claims all the time. I'll resubmit on Monday, but I don't know what good it will do."
And the UFT suit that came to my school kept insisting that we have some of the best health coverage in the country.