Joe is now in the time of life when not working is inviting. He would love to retire but his career did not come with a pension plan and continued health benefits. He doesn't see a way to retire and keep living the life he likes to live.
Joe resents my pension and believes I am getting a check each month that I don't deserve. Joe forgets the cars, homes and vacations I never took. He forgets the expensive colleges his children attended. He only sees his present situation.
Joe could have returned to teaching. He didn't because he wanted a job that paid well. He got that and more.
I never begrudged him his life and has no right to begrudge mine. I worked hard for every penny I am getting now. No one is giving me anything I did not earn.